Liability Loss Adjusting

 

Who Should Attend

Examiners and field claim adjusters of self-insured companies; state, county and municipal government units and adjusting firms who must know legal liability principles and investigation techniques to handle auto and general liability loss exposures.

Supervisors and managers who require a basic understanding of legal liability principles and claim handling techniques.

Prerequisite

None.

Course Content

The one-week Liability Loss Adjusting course teaches the principles of Law and Legal Liability as they apply to automobile and general liability self-insured risks.

The course focuses on the methods of investigating and determining legal liability, evaluation of damages, reserving, and settlement practices.

Students participate in workshops and case studies to build skills, increase confidence and encourage analytic decision making for self-insured risks.

The workshops concentrate on investigating and determining legal duties, burden of proof, comparative fault, damages and the disposition of claims involving automobile and truck accidents, injuries sustained on owned premises by others, property damage to others and other common liability occurrences.

Syllabus

Principles of Law

• Common and Statute Law
• Systems of Courts - Jurisdiction
• Litigation - Practice and Procedure
• Case Law/References

Statement Taking

• Why We Take Statements
• Techniques and Guides
• Critique Workshop

Automobile Liability and Coverage

• Principles, concepts, Negligence
• Understanding the Personal Auto Policy
• No-Fault Coverages
• UM, Med Pay, Physical Damage
• Commercial Auto Policy

Principles of Legal Liability

• Tort vs. Contract
• Duties, Negligence Theory
• Comparative - Contributory
• Law of Contracts
• Workshop and Case Study

General Liability

• Premises

Good Faith Claims Handling

• Ethics, Documentation, Professionalism
• Unfair/Fair Claims Practices
• Deceptive Trade Practices

Damages

• Measures of Damage, Admissibility
• Collateral Source, Consortium
• Wrongful Death, Survivor Statutes
• Latest Trends in Case law

Evaluation and Settlement

• Reserves, Reserving and Statistics
• Facts, Law, Evidence, Injury or Damage
• Settlement Values, Techniques
• Negotiating - Insureds, Claimants, Attorneys
• Releases, Subrogation

Reporting

• Captioned Reports
• Photos and Diagrams

Dates

Vale East (PA)	Vale Central (TX)	Vale West (CA)
2008 -$1295	2008 -$1295	2008 -$1295
Feb 4-8	Apr 7-11	Apr 28-May 2
May 19-23	Aug 4-8
Nov 17-21

 

© 2008 Vale National Training Center, Inc.